About SLPStudent Loan Repayment Program

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**EFFECTIVE 31 DECEMBER 2024** SLRP Payments More Than 365 Days After Eligibility Date Will Be Forfeited if a Soldier does not turn in all required documents for processing within 365 days of the authorized date of entitlement.

The Texas National Guard recognizes the importance of higher education and is proud to support service members in their pursuit of it. The Student Loan Repayment Program (SLRP) is available to Soldiers and officer candidates (09S) who have one or more qualifying and disbursed Title IV federal loan(s)

  • The loans must be listed on the Department of Education National Student Loan Data System (NSLDS) aid summary website.
  • Federal Parent Loans for Undergraduate Students (PLUS) incurred for individual use only eligible for repayment if they are listed in Soldier's name.
  • State and private loans are not eligible for repayment under the SLRP.

 

How does the Student Loan Repayment Program (SLRP) work?

· The SLRP provides repayment of authorized loans up to a maximum of $50,000 inclusive of interest.
· The portion or amount of a loan(s) that maybe repaid annually on the anniversary of the contract start date is:
· FY21 Contracts and older: 15% or $500, whichever is greater per loan, for each year of satisfactory service, plus current year interest not to exceed $7,500.
· FY22 Contracts: 15% or $1,000, whichever is greater per loan, plus current year interest, not to exceed a total of $7,500 each year.
· FY23 contracts forward: 15% or $1,000, whichever is greater per loan, plus current year interest not to ex-ceed $8,333.33 each year.
· Payments are made directly to the lender(s) and the Soldier cannot be reimbursed for payments they have made.
· The Soldier and unit must sign a DD Form 2475 each year no earlier than 90 days before the payment date.   The Soldier must also provide copies of their National Student Loan Data Sheets (NSLDS) (Summary, Detail, and History pages are required) no earlier than 30 days before the payment date. These are obtained from https://studentaid.gov/

Loans that have fallen into a default status cannot be paid on. The Soldier will need to bring the loan back to good standing before payments can resume.


Eligibility:

Must have authorized outstanding and pre-existing eligible Federal loans IAW Title 10 UCS 16301 listed on the NSLDS documents with a print date no greater than 30 days prior to date of enlistment. If NSLDS documents will not populate on studentaid.gov, the text file will be accepted if all the required details of a loan are visible and contain a print date no greater than 30 days prior to the date of enlistment.

 

If you are a Non-Prior Service (NPS) Soldier, you are eligible for SLRP as a stand-alone incentive to include enlisting under the Split-Option and/or CASP options, provided you meet the following requirements:

  • Enlist for a minimum six-year term of service.
  • Enlist into a primary vacancy in the grade of E-4 or below.
  • Score a minimum of 50 on the Armed Forces Qualifying Test (AFQT).
  • Must not be enlisting as a 09R Simultaneous Membership Program (SMP) cadet.
  • Must not be enlisting as a Glossary Non-Prior Service (GNPS).

If you are a Prior Service Soldier, you are eligible for SLRP as a stand-alone incentive provided you meet the following requirements:

  • Enlist for a minimum six-year term of service.
  • Enlist/affiliate in the grade of E-3 through E-7 or below.
  • Less than 16 years total military service (total military service includes inactive Reserve time in the IRR or ING) at time of signature.
  • Must be Duty Military Occupational Specialty Qualified (DMOSQ) for your position.
  • Must have not received the SLRP in your military career.
  • Must not have previously received a GRFD ROTC scholarship.
  • All prior service periods served under Honorable conditions (General under Honorable conditions ineligible).

 

If you are a Current ARNG Member, you are eligible for SLRP incentive provided you meet the following requirements:

  • Must meet all re-enlistment or extension eligibility criteria.
  • Must extend within 365 days of your ETS for a minimum six-year term of service.
  • Must re-enlist or extend in the grade of E-3 through E-7 or below.
    Note: Acceptance of promotion to E-8 after the contract start date is authorized.
  • Must be Duty Military Occupational Specialty Qualified (DMOSQ) for your position.
  • Less than 16 years total military service (total military service includes inactive Reserve time in the IRR or ING) at time of signature.
  • Must not be in Mil-Tech status (includes an indefinite technician and temporary technician on assignment for more than 180 days in any continuous 12-month period). This includes a Mil-Tech Soldier in a TPU status while deployed.
  • Must not be in AGR status. This includes an AGR Soldier in a TPU status while deployed.
  • Must not be an officer who contracted for this incentive as an enlisted applicant.

 

If you are enlisting under the 09S Program (Officer Program), you are eligible for SLRP incentive provided you meet the following requirements:

  • Minimum six-year commitment in an active status.
  • NPS Pay grade E-1 through E-5; PS Pay grade E-3 through E-6.
  • Must have a minimum of 90 semester hours listed on official transcripts or have a bachelor’s degree or higher.
  • Score a minimum of 50 on the Armed Forces Qualifying Test (AFQT).

Restrictions:

  • You must have one or more qualifying and disbursed Title IV federal loan(s) not in default at the time of enlistment or enlistment/extension in order to qualify. Loans must have been disbursed prior to the date of enlistment, affiliation, or re-enlistment/extension and must be at least one year old on anniversary date of the contract (unless adjusted for periods of authorized non-availability). Loans disbursed after the date of enlistment, affiliation, or re-enlistment/extension are not eligible for repayment unless you are re-enlisting or extending for a minimum six-year contract in the ARNG without a break in service from the original SLRP contract start date, except for 09S enlistments.

  • Payments on loans that have a remaining outstanding balance less than the maximum yearly repayment amount will be eligible for that amount only.
  • Loans that have a zero balance will not be eligible for payment.
  • Prorated payments are not authorized for any of the following reasons:
    • Separations that result in failure to complete an entire year with satisfactory participation.
    • Acceptance of an AGR or Mil-Tech position (includes indefinite technicians and temporary technicians on assignment for more than 189 days in any continuous 12-month period).
  • You must make monthly payments (if required) to ensure loan(s) do not enter into a default status.
  • Repayment of loans that are in default may be eligible on the following anniversary date, provided the loan(s) are not in default at that time. Exception: You must provide a written statement from your lender(s) substantiating that the loan(s) are not in default in order to refute the National Student Loan Data System (NSLDS) report.
  • The lender information must be verified annually against the NSLDS documents. The NSLDS documents must not be older than 90 days from the scheduled anniversary payment date.
  • The ARNG will not make a payment to a Soldier or reimburse that Soldier for a payment(s) made by the Soldier or by any other individual on that Soldier’s behalf. All SLRP payments are paid to the financial institution only.
  • Any break in service will permanently terminate SLRP eligibility, except for authorized periods of non-availability. A Soldier with more than one authorized break in service must be terminated without recoupment.

Requesting your Annual SLRP Payment:

To receive your annual SLRP payment you must complete and submit the SLRP Annual Payment Packet.  Every year, no earlier than 90 days prior to your contract anniversary date, you may begin preparing the documents for your SLRP Annual Payment Packet.

Loan Document (Aid summary, Loan Breakdown, Loan Details, and Loan Status History) must contain a print date within 30 days of the anniversary payment date or payment processing date whichever will result in most current and up to date NSLDS documents.

 

1. Log in to the Department of Education Federal Student Aid Website. https://studentaid.gov

2. Collect the required documents below and follow instructions in the Packet/Checklist. (See below)

3. Compile all documents into a single pdf. and submit the file to your Unit Admin NCO for upload unto the Incentives Actions Request Tracker.

DO NOT EMAIL YOUR PACKET TO THE INCENTIVES OFFICE